Everyone loves having options. In car buying, that means more than finding the BMW of your dreams. That's the easy part. Next, you must decide whether leasing or financing is a better option for you. Some drivers have a pretty good idea, while others might not. That is why the financing team at Santa Monica BMW is here to help.
We make the process simple and stress-free, so you can focus on the excitement of driving home in the car you deserve. There are many reasons drivers come to Santa Monica BMW to speak with our financing specialists.
Discover our New & Used Inventory
At Santa Monica BMW, we offer an impressive selection of th elatest BMW models, including the sleek and efficient 3 Series, the versatile and spacious X5 SUV, and the high-performance M4 coupe. Our helpful team is here to help you explore the features and capabilities of each model, ensuring you find the perfect BMW to suit your lifestyle and driving preferences.
In addition to our new BMW lineup, we also have a wide variety of pre-owned vehicles from top brands like Mercedes-Benz, Audi, Lexus, and more. Our used inventory includes a range of body styles, from compact sedans to luxury SUVs, giving you plenty of options to choose from. Each used car undergoes a rigorous multi-point inspection to ensure it meets our high standards for quality, safety, and reliability so that you can drive with confidence on the roads of Pacific Palisades.
Why Finance with our BMW Financing Center
When you choose to finance your vehicle through Santa Monica BMW, you'll benefit from the expertise and dedication of our experienced finance team. With years of industry knowledge and a deep understanding of the unique needs of car buyers in and around Los Angeles, our finance professionals work diligently to secure competitive interest rates and flexible loan terms from our network of trusted lenders.
We understand that every customer's financial situation is unique, which is why we take the time to listen to your needs and concerns, tailoring a financing solution that fits your budget and long-term goals.
Our finance center also offers convenient online tools, such as our secure credit application, allowing you to get pre-approved for financing from the comfort of your home or office. By completing this simple application, you can streamline the buying process and make a more informed decision when selecting your new or used BMW.
Leasing vs. Purchasing
One of the most common questions we receive from Venice car buyers is whether leasing or purchasing is the better option. The answer depends on several factors, including your driving habits, budget, and long-term financial goals. Our experienced finance team is here to help you weigh the pros and cons of each option, ensuring you make an informed decision that aligns with your unique circumstances.
Benefits of Leasing
Leasing is a great choice for drivers who love to be on the cutting edge of the auto industry. It is ideal for those who don't want to feel locked into a model they may outgrow or features they might not love. Leasing a BMW offers several attractive advantages, including:
- Lower monthly payments compared to financing
- Ability to upgrade to a new model every few years
- Warranty coverage for the duration of the lease
- Flexibility to purchase the vehicle at the end of the lease or simply return it
- Potential tax benefits for business use
Advantages of Financing
Financing provides a feeling of ownership for drivers. When you finance, there is a light at the end of the tunnel, knowing the car you're driving will eventually be yours free and clear. It gives you the freedom to personalize it with bumper stickers from your adventures or customized paint schemes to express your personality.
For those who prefer full ownership of their vehicle, financing offers the following benefits:
- Build equity in the vehicle with each payment
- No mileage restrictions
- Freedom to customize the vehicle to your liking
- Ability to sell or trade-in the vehicle at any time
- No lease-end disposition fees or charges for excessive wear and tear
Ultimately, the decision between leasing and purchasing depends on your unique situation and priorities. Our knowledgeable finance team is dedicated to helping you navigate your options, answering your questions, and providing the guidance you need to make the best choice for your lifestyle and budget.
At Santa Monica BMW, we're committed to providing a seamless, transparent, and enjoyable financing experience for drivers throughout Santa Monica and the surrounding communities. Our team is here to support you every step of the way, from exploring your financing options to servicing your vehicle at our BMW service center.
Visit our dealership today to discover the joy of driving a BMW and experience the unparalleled level of service that sets Santa Monica BMW apart.